Financing to Fit Your Needs
The GreenSky® Loan Program's focus is simple—to help you create the home of your dreams. From deferred interest promotions to affordable budget-minded options, our loans are an easy and convenient way to pay for any home improvement project. (1)
• Credit limits up to $65,000 (2)
• Fast approvals
• Friendly customer service
• Multiple ways to make a payment
• Affordable payment options
Option 1 (3)
No Interest if Paid in Full in 12 Months
Plan Number 3128
Option 2 (5)
0% Interest Rate for 24 Months
Plan Number 6124
Option 3 (4)
9.99% Interest Rate for 144 Months
Plan Number 1449
(1) GreenSky® Program is a program name for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/ or services from participating merchants. Participating lenders are federally insured, equal opportunity lender banks. GreenSky® is a registered trademark of GreenSky, LLC. GreenSky Servicing, LLC services the loans on behalf of participating lenders. NMLS #1416362 (2) Fixed APR during the life of the loan. Subject to credit approval. (3) Subject to credit approval. Interest is billed during the promotional period but all interest is waived if the purchase amount is paid in full within 12 months. There are no required minimum monthly payments during the promotional period. (4) Subject to credit approval. Fixed interest rate of 9.99% for 144 months. Payment example assumes one time $10,000 purchase on approval date (APR 10.07%) with 1 payment of $122.25, 4 payments of $83.25, and 139 amortized payments of $121.69. Payments assume Account Activation charge of $39 applies and is due with first required payment. (5) Subject to credit approval. No downpayment. Fixed APR of 0.00% for 24 months. Actual payments based on usage. If full credit taken on approval date, payments for 6 month promo will be $41.67, followed by 18 monthly payments of $41.67 for each $1000 financed. If transaction is later, the 18 monthly payments could be as high as $55.56.
Quick, Paperless Application Process
Apply by Phone
When applying, you’ll need your GreenSky® Merchant ID: 81056661
Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project with a GreenSky® loan allows you to conserve both your money and your equity, and typically offers a lower interest rate than a credit card. GreenSky has many promotional offerings with deferred interest benefits, but without your having to pay out of pocket all at once. (1)
Q: How do I pay my contractor?
Once approved, you will be provided a loan agreement and issued a 16-digit account number and expiration date. When you want to pay, just provide these numbers to your contractor to process the purchase as if it were a credit card.
Q: What type of credit is available?
GreenSky loans are unsecured loans with fixed interest rates. Unlike a revolving credit card, your non-promotional monthly payment amount is always the same.
Q: How long do I have to use my loan?
Once approved, you have four or six months, depending on your plan to make your purchases.
Q: Where can I use my loan?
Use your GreenSky Account Number to pay for services and products offered by the contractor with whom you apply.
Q: When is my first payment due?
Depends on your plan. Many deferred interest plans don’t require a payment during the promotional period. The first payment on a budget-minded plan is typically due approximately 30 days after the first purchase.
Q: How do I make a payment?
It’s simple – pay online or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours. Apply today at www.greensky.com/consumer or call 866-936-0602.
Q: When does the Deferred Interest plan
promotion window begin?
At the time of your first transaction.(2)